My Story

Who are you?

My name is Ray. I left the corporate world and started blogging in 2009 and it has been a great experience. I make more money online than I did with my day job and work less hours.

What is the purpose of this site?

Here I’ll be sharing with you how I generate passive income online and provide useful insight into how you can do the same.

How have you done it?

Through hard work and some luck. If I can do it anyone can.


My Story

In 2009 I started to blog, not for the income, but because I wanted to empower individuals to take control of their finances. Having worked for investment firms and brokerages I realized that they never truly had their clients’ interests at heart, but rather their bottom line. So, I left my job as “product pusher” (Financial Advisor) to find something more rewarding. In the meantime I started to blog about investing and personal finance without any intentions of making it into a business, I didn’t know the first thing about blogging, web design or social media.

Fast forward 3 years and my hobby has turned into a successful business that provides me with financial freedom and gives me the opportunity to spend quality time with my family.

Over the past three years the blog has enabled me to payoff $65,000 in student loans, travel to Paris, Barcelona, Madrid, Amsterdam, Brussels, Germany, and NYC, save a decent downpayment for a house and reinvest into my business.

My main blog currently receives 240,000 unique visitors and over 320,000 pageviews per month; it currently has over 7000 subscribers. The blog has been featured in Globe & Mail, WSJ, Time.com, Consumerist, Lifehacker, MSN and more.

I have received numerous offers to sell the site with the highest offer being close to $200,000. Although I cannot say exactly how much it is earning, I can tell you that it is enough for me and my wife to stay at home and still maintain our current lifestyle.

How Did I Do It?

In two words: hard work. Like I mentioned earlier, when I started I knew nothing about blogging and had to learn from scratch. Of course, there is a bit of a learning curve, but it is not rocket science and with some dedication anyone can do it. On this blog I will share some things that I have learned over the past three years through my blogging journey and hopefully provide you with some insightful tips.

I am not a programmer, professional designer, trained writer or anything like that. Just a normal guy who enjoys what he is doing and is getting paid well for it.

I consider myself very blessed and lucky and would like to give back by sharing what I have learned over the years and hopefully help others do the same.

Remember to subscribe to my FREE online course on making money online.

What’s This Site All About?

I regularly receive emails from readers with questions regarding blogging and other passive income questions. So instead of answering the same questions over and over again I’ll try to address them all here.

I’ll discuss blogging – how to get started, how to make money, some resources, etc. Like I said before I am not an expert in the field, however I’ll share what has and hasn’t worked for me. Also, I’ll discuss other ways I generate income online.

Will I Become Rich?

No. Hopefully you’ll learn how to generate a decent passive income, but chances are that you will not become a millionaire.

What if I Have Questions?

You can always email me with questions you may have or just leave comments in the articles and I’ll try to get to them.

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